Moneta and Equifax Agree to Provide Online Instant Credit Option

Moneta, a fast-growing online payment alternative to credit cards, announced an agreement with Equifax Inc. (NYSE:EFX), a global leader in information solutions, to utilize the Equifax credit decisioning system for a new instant credit feature for Moneta’s online payment wallet. Merchants accepting Moneta payments may now offer a range of bank-sponsored funding options to their customers including checking, savings, money market and now instant transactional credit lines underwritten by the sponsoring bank.

“Merchants are looking for customer-friendly, real-time transactional credit offerings for online purchases and consumers want simple, easy-to-use credit options,” said Dann Adams, president of Equifax’s Consumer Information Solutions. “We are pleased to team with Moneta to provide innovative solutions for comprehensive risk management and credit decisions in a real-time, online purchase setting.”

Moneta currently offers an easy-to-use online payment method that allows customers to fund online purchases directly from a bank account, without disclosing their personal financial information to the merchant. The instant credit feature, scheduled for release in early 2010, will extend the funding options of Moneta payments to include the extension of transactional credit for online purchases, in real-time. Moneta is primarily marketed and distributed through leading U.S. banks as an extension of their demand deposit account (DDA) service portfolio.

“In choosing an industry leader to drive our credit decisioning engine we selected Equifax, as a widely trusted partner of leading banks and financial institutions throughout the U.S.,” said Guido Sacchi, CEO of Moneta Corporation. “Moneta’s merchant and bank partners have a growing demand for transactional, instant credit offerings to drive sales, and the partnership between Moneta and Equifax provides them with an innovative, differentiated solution. Merchants and their customers will greatly benefit from the addition of instant transactional credit to Moneta’s funding options.”

About Moneta Corporation

Moneta Corporation is a leading payments company offering secure, convenient methods for consumers to pay online merchants directly from their checking, savings or money market accounts. Moneta partners with online merchants and banks to accept and process payments, while providing additional branding opportunities and revenue streams. Moneta’s rapidly growing partner network enables online retailers and travel providers to attract valuable customers with a preference for paying directly from their well-established bank accounts. Moneta is a privately-held company headquartered in Atlanta, Ga. For more information, visit .

About Equifax ( )

Equifax empowers businesses and consumers with information they can trust. A global leader in information solutions, we leverage one of the largest sources of consumer and commercial data, along with advanced analytics and proprietary technology, to create customized insights that enrich both the performance of businesses and the lives of consumers.

With a strong heritage of innovation and leadership, Equifax continuously delivers innovative solutions with the highest integrity and reliability. Businesses – large and small – rely on us for consumer and business credit intelligence, portfolio management, fraud detection, decisioning technology, marketing tools, and much more. We empower individual consumers to manage their personal credit information, protect their identity, and maximize their financial well-being.

Headquartered in Atlanta, Georgia, Equifax Inc. operates in the U.S. and 14 other countries throughout North America, Latin America and Europe. Equifax is a member of Standard & Poor’s (S&P) 500® Index. Our common stock is traded on the New York Stock Exchange under the symbol EFX.